* Americans owe an estimated $915 billion in credit card debt alone – nearly triple what they owed only six years ago.

* The August 2007 issue of Kiplinger's Personal Finance magazine reports that American families owe $9,900, on average, in credit-card debt alone.

* Approximately 60 percent of Americans revolve balances among their various credit cards (i.e., pay off one card balance by charging another card).

* Approximately 35 million Americans pay only the required minimum – as low as 2 percent – of their balances each month.